The Association for Savings and Investment South Africa (ASISA) supports a statement by the Financial Sector Conduct Authority (FSCA) that the collection of blood samples and medical examinations as part of underwriting for new business does not qualify as an essential service and must be avoided.

Hennie de Villiers, deputy chair of the ASISA Life and Risk Board Committee, says while medical testing is an important part of the insurance process used to assist the insurer to accurately assess and price for the risk, ASISA indicated to insurance members last week that the collection and testing of blood samples as well as medical assessments for insurance purposes should not be conducted during the lockdown period for the following reasons:

  • Laboratories should be allowed to focus on activities to combat the virus and other essential medical activities;
  • Doctors or nurses consulting multiple clients would increase the risk of spreading the virus and therefore goes against all social distancing guidelines.

To read more about how the process of buying life cover is impacted during lockdown visit the ASISA Foundation website.